Medicare Death Benefits

Medicare Death Benefits

Medicare is a federal health insurance program that is managed by the government of the United States. Medicare provides health insurance coverage to people who are aged 65 and above. In addition, even those who are disabled or have end-stage renal disease are eligible to receive Medicare.

The following people can claim Medicare:

  • Beneficiaries have to be 65 years or older
  • Have to be entitled to Social Security disability benefits for 24 consecutive months
  • Have end-stage renal disease
  • Have been diagnosed with Lou Gehrig’s Disease, also known as amyotrophic lateral sclerosis.

The general criterion for receiving Medicare is being a US citizen or be a permanent legal resident of the United States for 5 continuous years.

Medicare death benefits are paid to family members when a Medicare beneficiary dies. The method of payment will depend on whether the doctor and the associated services have been paid for. In case the payment of doctors and associated health services was paid by the person’s estate, then Medicare will make the payment either to the estate representative or to the surviving member of the person’s immediate family. In other words, if someone other than the patient made the payment, the money will go to that person.

In case the bill has not been paid and the doctor does not accept the assignment, then Medicare will have the payment to the person who takes the legal responsibility to pay the bill of the deceased person.

Medicare death benefits are paid out and you have to inform Medicare about the death of the person to get the death benefits.

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Medicare Death Benefits