It is really sad when a parent dies even before his or her children reach the age of major, which is eighteen years. The matter compounds still further if the parent was the sole earning member of the family. If this should happen, then the children are entitled to death benefits via the Social Security Administration, or the SSA.
When a parent dies, the SSA gives the Social Security that the parent to the children. Basically, the money is what the parent would have got after reaching the age of retirement. And, since the parent is no more, the same money is given to the surviving children, who are under the age of eighteen. Usually, the money is paid on a monthly basis and is deposited directly into the children's bank accounts. Once the money is in their account, it has to be used for the children and their welfare.
The death benefit for children is about seventy-five percent of the parent's benefit. This amount is calculated based on what the parent had been contributing to the Social Security while he or she was alive. In addition, the child under the age of eighteen gets a one time payment of $225 to help him or her meet certain needs.
Children can file for death benefits under Social Security either with the help of the surviving parent, or with the help of a lawyer in case they have no surviving parent. There are some documents required for filing for death benefits, and these include death certificate of the deceased parent, the Social Security number of the parent who has pass away, the child's birth certificate, banks details of the child, tax returns of the deceased parent and the child's Social Security number.
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